Pet First has been my savior through two senior dogs with medical issues. They have been response, fair and quick to settle. A lifesaver. I regularly foster dogs and have been so impressed with Pet First that I purchase a years prepaid policy for my fosters to make them more adoptable. Since the passing of one of my sweet seniors I have since acquired two more younger dogs and immediately purchased policies for them. The process was, like the claims submission, quick, easy and cost effective. I have referred 2 of my friends to Pet First and they are thrilled!