I do not like the waiting period at all. My old pet insurance did not do this since they are aware that pets can get sick at anytime and help pet owners. Also it took them 28 days to process my claim to be denied. The claim takes way too long to be denied. I do not like this and it makes me so scared for the future. I only left my old pet insurance since it double its cost. I love my fur baby that I will go broke but insurances are super put an ease. I might return to them if the next claim takes long or they denied me.