After 6 years with Petplan, they recently informed us that they're with a new underwriter. Our premium would literally double if we want to have the same coverage! This is very upsetting because our dog has epilepsy, among other health problems, and no pet insurance covers preexisting conditions. So they basically are forcing us to pay double or risk not having insurance for a very sick dog. Don't go with Petplan- they might pull another bait and switch!