I have been with Pet Plan for 10 years. With their new underwriter, my premiums for my insured pets have increased 100%. For my 10-year-old dog, I had 14K coverage, $200 deductible, and 80% reimbursement. Premium was $550, now it is $1060 for same coverage. I have to lower coverage, increase deductible, and lower reimbursement in order to afford the premium for my aging pets. I can't change to a different carrier with a pet that is 10 years old, due to pre-existing conditions. With my next pet, I will go with someone else. It is likely that this company's future customers will be limited to those staying with them due to a pet's age. Those with younger pets should definitely look elsewhere.