I have had PetPlan for my Sophie since I became her mother. For 8 years I have not had to file a claim (luckily). This July she was diagnosed with Type 1 Diabetes. She goes through a vial of Insulin every 4 days (she is a 100# Retreiver). I am able to worry about her and not the cost of her Insulin and needles and expensive test strips. It is very easy to file her claims, and the checks are mailed within a week. Thank you PetPlan. Sophie's blood sugars are much better now, and she is acting like my baby girl again.