I purchased pet insurance for Maddie, my miniature wire haired dachshund, as soon as I brought her home. I had never had this kind of insurance for any pets before, but thought it might be a good idea. I have two dogs...both covered by Pet Plan. My other pet, a Norwich Terrier, a couple of years younger than Maddie is also covered by Petplan. Maddie seems to have needed the coverage from the start. Although basically pretty healthy, somehow we've had an incident every year. At three years old she lost her eyesight due to S.A.R.D. and became immediately totally blind. Recently I was away and Maddie was being cared for in Brooklyn when she had a serious stomach problem that caused vomiting, heavy breathing, and overall stress. Her caretakers took her to the emergency vet where she got immediate attention. I just received a check from PetPlan for $495. I am so impressed with their quick and easy procedure for submitting a claim and receiving reimbursement. They are an extremely reliable company. My other dog has never had an incident, but I can be comfortable knowing that if something goes wrong I can focus on the pet and not on the bill. Thank you, Petplan!