My 10 Year old female cat had Gastritis & would not eat. The treatment required multiple vet visits, medications & treatments. She is fine now. The Vet filed claim with Pet Plan while I was in office. I always received the reimbursement checks promptly after each claim in about 7-10 days. I have had Pet Plan since 2007 and cannot be happier. The payments have far exceeded the cost of the premiums. I recommend Pet Plan Insurance to all Pet owners. It gives peace of mind knowing that no matter what the cost of treatment I will receive 90% of the cost back after the nominal deductible per illness.