I have had Petplan for all 3 of my pets for 10 years! Thank goodness I got pet insurance because I have used them more than once over the 10 years. Between a swallowed Christmas tree hook, a blanket removal and my other dog eating chocolate, I never have to worry. Petplan has always been there to cover all my costs, they were helpful and reimbursement me quickly. This time TJ had to have a cruciate repair due to an accident and right away everything was handled with ease! We never have to worry about giving the best care we can to our pets!