When I decided to purchase pet health insurance for my two young australian shepherds, I assumed it would be for the remote chance of cancer at an older age.....to my chagrin, my 6 yr old female Rose developed persistent vomiting requiring specialist care, testing, and lengthy course of medication for what turned out to be an inflammatory bowel condition. My experience with Pet Plan has been all good...the claim process is straight forward, and reimbursement has been prompt. I am thankful that I made the decision to purchase this coverage, as it takes some of the worry out of the costs. My dogs are more than special!!!!!