My wife and I adopted a Schnorki, who's previous mom had abandoned at a groomer's office. We bought him a health insurance plan through Pet Plan and it turned out to be a huge blessing. Within the first few months of buying the policy, Darwin began having health issues, which we later discovered were aggravated due to a compromised immune system (likely from how he was cared for as a developing little puppy). You choose your own deductible and some things will not be covered, but the plan paid for itself immediately and has continued to reimburse us more than any people insurance ever would. I am very happy I bought the plan and would highly recommend it to everyone.