I've had pet plan on my two year old Golden Retriever since he was an eight week old pup. Originally, I got the insurance for him because he ate EVERYTHING and I was certain he'd end up with a blocked bowel at some point and I'd end up with a massive vet bill. I chose the Gold plan for him, with the 10,000 annual limit, 200 dollar deductible and 100% reimbursement.
Well he never ended up with a blocked bowel, but at two years of age I found a lump on his chest. Had it biopsied and the results showed abnormal cells. Had it removed and sent in for histopathology and it came back as a grade three, highly aggressive and malignant Mast Cell tumor.
There is no way I could have afforded the staging or treatment if I hadn't had pet plan. I took him to the Washington State's vet college and they did a bunch of test and found the cancer hadn't spread. He went through 18 radiation treatments and is on his second dose of chemo now. The oncologists have said they are very confident his treatment will eradicate the cancer completely. Too date the vet bill is right around $6000, with more chemo treatments lined up. Pet plan has been a God send. Their claims checks have been coming in every three weeks like clock work, which has allowed me to continue his treatment. With out Pet Plan, my Swagger would have died. I credit Pet Plan with saving his life.