My 3 year old Golden Retriever tore his CCL running like a crazy boy down the trail after our bikes. He is an athlete and limping around the house all day would not work for him. He had TPLO surgery and I submitted my claim to PetPlan. Even though, due to his excellent health, he hadn't visited a vet clinic in over a year Petplan came through for us right before the holidays and paid 80% of his surgery. I am so relieved and feeling smug about my choice of pet insurance. Everyone at Petplan was so nice and helpful, really amazing!