My Collie has extremely bad allergies. She needs shots, medication, specialized veterinary care and weekly medicated baths from spring until late fall. Petplan has always been extremely good about paying all the claims for the condition. Their insurance is a lifesaver and makes the decision to aggressively treat the allergies so much easier. The rates are reasonable and they process claims fast and efficiently (especially if you use the app). Great company. I highly recommend it.