My 2 1/2 year old, 6 1/2 lb. Chihuahua is insured through Pet Plan Insurance. Last October, 2014, Miss. Brandi Alexandra ate something she should not have eaten, & came down with a, near fatal case of pancreatitis. I rushed her to an Emergency Vet. as no other Vet. in town was open. To make a long story short, she needed many expensive diagnostic tests. I am a senior citizen on fixed income, this is why it is so much easier to pay a small amount each month rather than a huge bill in case is an emergency. Needless to say, the tiny 4 1/2 lb. little girl was terrifyingly close to death. Treatment to save her life was covered by PetPlan, and, after over $2000.00 in expenses, I only paid $50.00 PUT OF POCKET. Having this insurance, literally SAVED BRANDI'S LIFE. There is no way on earth that I would have been able to afford the high price of the Emergency Vet. and all the follow-up treatment at her regular Vet. without this coverage. I figure that this one episode has paid for premiums for the next 10 years and my baby girl is a happy, healthy 7 lbs. of dynamite!!! I would not have been able to afford the lifesaving measures needed. Also, knowing that I have PetPlan to fall back on removed ANY HESITATION OF OBTAINING IMMEDIATE EMERGENCY CARE WHICH SAVED BRANDI'S LIFE!!! Time was essential to keeping her alive!!!!