My 5 year old Havanese named Josie has bad allergies (Atopy) which require regular visits to the dermatologist along with daily medication and weekly allergy shots. Petplan has allowed us to get Josie the treatment that she needs without worrying about the cost of treatment. After submitting the bills, I always receive the reimbursement checks way before my credit card bill is due. I couldn't be happier with PetPlan and recommend them to anyone looking for pet insurance.