The first year this insurance for my basset hound was $392.70 per year. They denied every claim I submitted and deemed him "lame" because of his leg issues. He developed a cyst on his foot which the refused to cover even though he had never had one before because he was "lame". My pit bull puppy the premium for the first year was $311.96. They paid a total of $50 in claims after deductibles. I decided not to renew the policy, they automatically renewed anyway without my knowledge charging me a total of $818.62. I called and complained and was told too bad! This year I got lucky and my credit card thought there was fraud and denied the charge because they were again automatically paying the premium of $$945.40. This means a total of $1,485.21 for my basset hound without paying any claims. DON'T BY THIS INSURANCE!!!!!!!!