Our last dog, Abbey, had chronic liver disease and a depressed immune system, resulting in very large vet bills. We did not have insurance on her, so paid everything out of pocket. When we got our current dog, an English Cocker named Ivy, we researched pet insurance. We decided on PetPlan, based on ratings we read and the website's comprehensive information. Ivy has had two medical conditions which required surgery. Both were paid for promptly and completely, after our $200 deductable was paid. We could not be happier with PetPlan's service.