Our little girl, SKittles had Medial Luxation Patella in both knees. Thank Gog for PetPlan. It was a major surgery and they were helpful and curtious throughout the illness and guided me on filing the claims. We were reimbursed within a week! AMazing company! Our vet stated that he heard that PetPlan has the best coverage for pet insurance. Without it, we never could have afforded the surgery. Thank You PetPlan!