My dog, Willy, was diagnosed with Addison's Disease a few years ago and he needs a shot every 6 weeks. Pet Plan has covered two emergency overnight visits along with every shot during the year, after the deductible is met. This will continue for as long as Willy lives, so I can't explain how lucky I am to have this insurance. Any pet can have an accident or come down with a lifelong illness and the cost can be overwhelming. My dog will live longer and happier because I can afford to give him the care he needs.