I've had my cats Moe for just under 4 years and Jinx for just over 2 years. When I first got Moe, I was hesitant to buy pet insurance but decided better to be safe than sorry. I chose PetPlan because of its reviews from customers, resonable premiums, and different levels of coverage available. Since Moe had never been ill, I thought I would hold off on obtaining insurance for Jinx. About a year ago, Moe had some "litter box issues" that resulted in his diagnosis of hypercalcimia, kidney disease, and kidney stones. Multiple vet visits later that included X-Rays, an ultrasound, visits to an internal vet med specialist, and prescription food and medications, PetPlan has literally saved me well over $1,000. My claims were handled quickly, professionally, and covered all of my submitted costs. Immediately after Moe's diagnosis, I obtain insurance for Jinx as well and am confident that PetPlan will take care of me whenever my pets have an emergency.