Trupanion has given me no muss no fuss coverage. I love it and the vets love it. Unfortunately, my dog has need a lot of bet care, and thank goodness I had the insurance. Trupanion has covered the claims promptly and has always been quick to let me know when they have received the claim and when it has been processed. I never thought I'd be raving about an insurance company, but I think they're great.