I added my dog Bailey to insurance at the mature age of 11yrs old even though he was healthy I just started thinking he was getting older and may have problems. I wish I had done it sooner in his life but, better late than never. Within 6 mths of getting the insurance I took Bailey in for a symptom. We were sent to a specialist and told we needed several ewxpensive sonograms and blood tests. It was a hige relief to know I had this insurance to help. We spent over $1600 and were pleased with the amount of money we received back into our checking account from Trupanion as their part of our coverage. They even helped with the medicine. Very glad I made this decision.