Tippy got sick suddenly, and we couldn't figure out why. When I took her to the Vet, he ran tests and found that she had pancreatitis. She had to spend 3 days at the Vet and he wasn't sure she would live at first. When she came home it was with a sack full of meds. She is back to her old feisty self, and we are thrilled. The bill would have been the thousands of dollars, a sum that we never could have paid. Trupanion saved her life and our finances. I will never have another pet without this insurance.