My dog became ill in early December 2013, since then she has had 2 major surgeries, one to remove her spleen because of tumors and the second to remove 2 mast cell tumors from her rear leg and flank. Trupanion has handled our claims quickly. they have covered 90% of our expenses since we met our deductible. It has made caring for our girl so much easier having Trupanion .