my cat was diagnosed with allergies before I signed up with trupanion. I have a Persian cat that I found. every time he gets sick, if it has anything to do with respiratory, they will not pay. he has had kittie herpes and an upper respiratory infection. trupanion will not pay, they say the diagnosis goes along with allergies. I am thinking about dropping them. I have had them for 2 years they have paid 0.00. my cat has had the herpes infection now for 3 months. I have gone to the vet at least 6 times and have paid over 500.00 for medications and visits. trupanion will cover none of this,even though he is sick and this is not allergy related.