My dog got deep eye ulcer. Went to 2 vets before finally got referred to an eye surgeon who operated on my dog the next day - and also to have weekly checkup for at least 2 months.
Trupanion was extremely efficient in processing claim, they covered all my expenses from all 3 vets and medications as well. I send them my receipts multiple times and every single time, got processed right away. Plus, they are soo courteous and professional when you talk to them on the phone.