Our vet recommended Trupanion after noticing that our lab/pit puppy (Rocky) had a tendency for eating soft things (stuffing). Our decision to insure Rocky turned out to be a great decision. Within 10 days of signing up, we found out that Rocky had ingested a sock which was lodged in his intestine and had to be surgically removed. After paying the deductible and office call fees, Trupanion reimbursed us for the rest ~ $1,000. Communication was timely and reimbursement was received quickly.