We have a yellow lab and have insured her with Trupanion right from the beginning. We questioned the value of pet insurance and worried it was a waste of money but soon discovered it was the only option. Our first bill was $1200 and we received over $900 back. Our puppy was healthy and so was our bank account. We will never think twice about insuring our pets and would highly recommend Trupanion for their efficiency, their compassion and their great customer service!