My husband and I have two yellow labs who have (luckily) had very healthy lives to date, but they have been covered under ASPCA pet insurance from the beginning just in case! I enjoy the ease at which I can submit claims, how direct deposit magically puts money in my account when my claims are resolved, and that I don't have to worry about the cost of vet bills so that my pups get the best care possible. The customer service representatives are also always so helpful, courteous and kind.