I have 3 German Shepherds and a marbled bengal mix. The first few years of having the insurance there were no incidents or illnesses. Then I feel like it all came pouring down at once. Two hit by cars, a gasterotomy and enterotomy later and I would have been in a ton of debt or my babies would have been put to rest if I couldn't afford it. I am so grateful they were all covered by Trupanion. They get to grow old with me because of them and I'm not in serious financial debt. I love Trupanion.