I had a mixed breed dog who tore his ACL several months ago. Because of this, I decided to purchase pet insurance for my other 2 dogs.I had the pet insurance for about 2 months, and one of the dogs developed acute symptoms of bloat. The speciality vet said: You have 2 choices: euthanasia or immediate surgery. The vet saved my dog. Without pet insurance, I would have been in severe debt. I will never go without pet insurance again.