Healthy Paws is fantastic. I had VPI Pet Insurance before and they had denied my claim for a bogus reason. I terminated that plan and looked for a new insurance provider. Found Healthy Paws and so happy I did. I have insurance for my cat and dog. My cat got sick recently and it was so stressful. I was afraid my claim would've denied based on bad experience with VPI, but luckily Healthy Paws was so responsive and processed my claim within days. They are amazing and so nice to deal with. I wouldn't go with any other company.