My dog had been healthy until last year when she needed surgery. She is fully recovered and feeling great at age 10. The best part of all of this is the fact that I have Embrace Pet Insurance. They were so helpful during my dog's surgery and responded promptly to my inquiries. I was reimbursed not only for the surgery but for treatments we tried before having surgery. I am so happy with Embrace Pet Insurance. I would recommend them to anyone who wants the best for their pet!