Embrace has been amazing in the years that we've been a customer. They covered my lab mix rescue TWICE for cancer treatments (one skin, one hemangiosarcoma). Although our lab recently passed away, Embrace was always there for her through accidents, repeated ear infections and major illness. They have also covered our other lab mix rescue (who has fortunately been much healthier) and recently paid for an MRI for her when we were having trouble diagnosing a mystery ailment. I tried two other pet insurance companies before eventually finding Embrace, but I will be an Embrace customer for life.