My kitty Sasha suffered an acute kidney injury caused due to an accident. We had her treated in the hospital right away .She is such a champion. I was really worried about the cost, but there was no way I wouldn't have done everything possible to save her life. Embrace had processed the claims quickly . I've had Embrace for over 7 yrs now and they have always been amazing : their customers service is friendly and knowledgeable , processing time is very short, insurance policy is transparent and easy to understand, claim submission process very simple. They really make you life easier when going through difficult time.