We love our pets: Daniel and Napoleon like children, and, because they dedicate themselves to giving us so much love, we want to take care of them in the very best manner when it comes to their health. A few years ago I did research for pet insurance and after reading many reviews, I chose Trupanion. Recently, our Napoleon had to have surgery. I filed a claim and received responses immediately via e-mail. The claim was accepted and were told we will receive a check (the 90%) that Trupanion guarantees to help cover our expenses. I would highly recommend Trupanion to everyone who wants the very best for their furry children.