My poor dog has been an itchy mess for years, and we have tried a number of things through my regular vet. The next step was to go to a dog allergist, and I just knew that would be a huge expense. But I finally called Embrace to see if possibly it might be a covered expense and to my eternal gratitude they assured me that it was, and would be covered at 80%. So my pooch is on her way to becoming a much less itchy dog thanks to Embrace! And the claim was handled in under a week, which was awesome!