This has been the best decision we've ever made regarding our 2 Goldens. Rosie has anxiety/separation/storm issues, so this Embrace covers her medication and bloodwork to be able to stay on the meds. Our other baby has occasional seizures and most recently had a surgery for what turned out to be incredibly serious. There will be on-going testing and procedures, and Embrace is making it possible for us to give Penny the very best care and spare nothing. Embrace keeps us informed as to where they are in the process and our checks have always arrived within 10 days. We are very pleased with Embrace and highly recommend them.