Our one-year-old Golden Retriever puppy seems to have seasonal allergy issues. This spring, he's had ear infections, dermatitis, eye infections and always seems itchy. After treating each "illness" (which applied to our deductible), the vet recommended allergy testing. I was not optimistic that this would be covered so I contacted Embrace and was informed it was! Our pup had a full allergy screening and we only owed our co-pay out of the $450 cost! So happy we could do this for him without worrying about the expense! And the best part is the reimbursement was received within a couple days. So fast!