I have insurance for my two dogs: Jesse, a collie, and Murphy, a Havanese. Jesse has hip dysplasia, neurological problems, and hypothyroidism. Over his five year lifespan I have made numerous claims for diagnostic tests, emergency visits, and medications. Trupanion has been invaluable in helping me with these large expenses, which totaled several thousand dollars just last year. Claims are paid promptly, and I've never had an issue with anything being rejected. While Murphy has never had to make a claim, I'm still happy to have the peace of mind knowing that I will never have to make a life or death decision for either of my dogs based on finances.