About 5 months after getting insurance for my dog she tore her ACL and had to have TPLO surgery! I am so glad I decided to get the insurance because this surgery alone is a very costly one at about $6000. I decided to go with Healthy Paws because my friend raved about them and couldn't have been a more satisfied customer! Dealing with the surgery itself was hard enough but to not have to worry about the financial burden made it so much easier! I received my reimbursement check within 10 days and filing the claim takes about 2 minutes! I highly recommend Healthy Paws for your furry kids!!!