My puppy has been having a lot of GI problems recently. Embrace has covered most of them, which I am grateful for! The only negative thing I have to say is I had to appeal most of those claims as they came back rejected the first time. Most of the claims were eventually covered, but I did not like that I had to appeal so many of them when they came back as covered no more than a couple days later. Otherwise, I've had an overall great experience with embrace and would recommend them to anyone I know with a pet.