My poor 4 month old lab puppy had a foxtail stuck in his nose. The vet bill was 830$ which made me nervous. I filed the necessary paper work and in about a week I had a check from Healthy Paws Pet Insurance. They cover just about anything you'll need. They also sent me an email checking up on Mateo. Customer service is amazing. I'm very happy. With a dog like mine, I'm sure I'll need them again.