I am planning on switching my insurance plans as I was under the impression, Illness and Breeders insurance covered more than just a emergency C section. I pay my policy, for 2 cats, I am adding more very soon, If I cannot get pregnancy/ delivery complications and emergencies covered under the breeders policy here , I will have to move to another co. I am very dissapointed this policy did not cover $1.00 of my costs for complications no one can foresee, even with humans. As a Breeder I would have expected something more for my premium Ins. Plan. At the least when I called to ask questions regarding the breeders insurance I was told it covered complications and C sections.