My dog got into the garbage and required an emergency bowel obstruction surgery. The costs of this surgery were around the $5000 mark and without my insurance we would not have been ableTo afford it. The process of creating and submitting a claim was very easy and I received my money within a week of the surgery. Mojo is doing Great and recovering well. We are 3 weeks post surgery. The process was way easier than I anticipated. Glad I chose trupanian.