Recently, my 9 year old cat needed a distemper booster shot, and for the first time in his life, he had a bad reaction to it. He was back and forth to the vet for two weeks getting fluids and receiving treatment. We were so worried about him! Thank Heavens I didn't worry so much about the bills, and could focus on being sure he got the treatment he needed. His illness and the treatments and medications were covered! I would never have a pet without insurance ever.