I insured my 3 month old rescue thinking we would try it for a year and see how it went. Well, I've had him for 7 months, reached my deductible on 3 separate issues and he has had elbow surgery already. Trupanion has been EXCELLENT! They have paid quickly and without hassle and they have allowed me to care for Jack without having to worry excessively about the financial part of his care. I have been pleasantly surprised by the way Trupanion has responded and come through for Jack! Thank you Trupanion.