My Labrador Kira literally overnight developed a large lump on her shoulder, which turned out to be what's called a seroma (fluid filled cyst). I was frightened to say the least, thought it was cancer and we were facing something sinister, but I was also SO relieved to be able to run every test needed to determine the prognosis because I had Embrace. Embrace not only provides amazing service, great rates and products, but also total peace of mind that my beloved pet is in great hands with both her vet and Embrace. My claim was processed in less than a week and a check issued within 2 weeks. It has been a LONG time since I've dealt with a company who actually does what they promise to do in a totally seamless manner, AND does it professionally with a smile and outstanding service. Thank you Embrace for being one of the best companies out there and for taking care of the most important thing in the world to me, my Kira. I have sung your praises to all of my friends!