My Bernese had ACL surgery and all claims were paid promptly after the deductible was met. Because Embrace pays for "alternative therapies", they have been covering 80% of his hydrotherapy and laser treatments, and reimbursed the full price of an electromagnetic loop treatment that was physician prescribed but I use three times a day at home. Sometimes the reimbursement checks arrive even before my next visit! The clinic finds the forms easy to fill out and we are all very pleased with Embrace.
Bernese Mountain Dog