I rushed Buster to the ER on a Tuesday night. He was found to be suffering from acute pancreatitis. He was hospitalized for two nights and discharged with 4 prescriptions, plus a specialized diet. I contacted Trupanion to verify benefits and faxed their 1-page claim form, along with the detailed invoice from the hospital. I had my reimbursement check in less than a week.
This is exactly why I purchased this for Buster when he was just a few months old: I never wanted to have to factor cost into a decision about easing his suffering or saving his life.
Old English Sheepdog